# Pay via Visa and Paypal

Payment via bank account (Visa) and Paypal will be added in the third Phase of CatoPad development.

CatoChain team will collaborate with third party platforms for this payment method.

All fees gathered in currency ($) will be used to buyback CatoChain (CC) tokens. As mentioned in the previous page, these tokens will then be locked in CatoChain vault.

Payment via Visa and Paypal will also cost lesser amount, however project owners must pay the transaction fees first before launching their project on CatoPad.

The transaction fees will be set 2% of the presale Hardcap.\
Therefore, if the presale hardcap is 500 ETH, project owner must pay 10 ETH first, even if the hardcap will not be filled. When the presale ended with 200 ETH raised, CatoPad will only keep 2% of the amount (4ETH) and the excess paid amount (6 ETH) will be refunded to the project-owner.\
\
**Advantages:**

Free Doxxed badge.

Lesser payment amount

**Disadvantage:**

CatoChain chart will be prone to manipulation as people will expect a pump of price after each successful presale.

*<mark style="color:red;">Note: Due to the risk of price manipulation, CatoChain team will not leak any date and time that the buyback will be done.</mark>*

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